Before signing a purchase agreement (promesa de compraventa) or paying a down payment, every property buyer should conduct \u2014 or have someone conduct \u2014 a title study. This is the step that reveals whether the property has mortgages, liens, pending lawsuits, or zoning issues that aren't visible during an in-person visit. This guide explains what a title study is, which documents to review, and which warning signs you should know if you're buying property in Medell\u00edn or its Metropolitan Area.<\/p>\n
It is the legal review of a property's history: who has owned it, how ownership has changed, and whether it carries any liens (mortgages, garnishments, easements) or title limitations that could affect the buyer. The central document in this review is the certificate of title and freedom from encumbrances (certificado de tradici\u00f3n y libertad)<\/strong>, issued by the Public Instruments Registry Office (Oficina de Registro de Instrumentos P\u00fablicos) corresponding to the property's location.<\/p>\n The certificate of title can be easily checked online, but interpreting it correctly \u2014 identifying an improperly cleared lien, a defective chain of title, or a title limitation that isn't obvious at first glance \u2014 requires legal judgment. A title study done by a lawyer also reviews the chain of title over longer periods (usually 10 to 20 years), not just the most recent transaction, which is key to detecting risks that only surface over time.<\/p>\n At Iniciativa Legal Abogados, we carry out complete title studies before you sign any commitment, and we support the entire purchase-sale process, from the promise of sale through the registration of the deed. Contact us before making a down payment.<\/p>","protected":false},"excerpt":{"rendered":" Before signing a promesa de compraventa or paying a down payment, every property buyer in Medellin should get a title study (estudio de titulos) done. Learn what it covers and why it matters.<\/p>","protected":false},"author":2,"featured_media":3414,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"\nDocuments you should review<\/h2>\n
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Common warning signs<\/h2>\n
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Why not do it yourself?<\/h2>\n
Are you buying property in Medell\u00edn?<\/h2>\n